Airbnb & Short-Term Rental Regulations in Florida 2026

Florida remains one of the most popular destinations for short-term rentals, but navigating the complex web of regulations requires careful attention. This comprehensive guide covers everything property owners need to know about Airbnb and vacation rental regulations in 2026.

State-Level Regulations

Florida's approach to short-term rentals is governed by both state law and local ordinances. In 2023, the state passed legislation that limited certain local government restrictions, but municipalities still retain significant regulatory authority.

State Licensing Requirements

• DBPR License: All vacation rentals must obtain a license from the Florida Department of Business and Professional Regulation (DBPR)
• Annual Renewal: Licenses must be renewed annually with inspections
• Display Requirements: License numbers must be displayed on all advertising
• Insurance: Minimum liability insurance of $300,000 recommended

Tax Obligations

Short-term rental operators in Florida must collect and remit multiple taxes:

• Florida Sales Tax: 6% state sales tax on rental income
• Tourist Development Tax: Varies by county (4-6% in most South Florida counties)
• Local Surtax: Additional county discretionary surtax in some areas

Local Regulations by Area

Boca Raton

Boca Raton has some of the stricter regulations in Palm Beach County. Rentals less than 30 days are prohibited in most residential zones, with exceptions in designated areas.

Fort Lauderdale

Fort Lauderdale requires registration of all vacation rentals and has specific noise and parking ordinances. Rentals are allowed but must comply with the city's vacation rental ordinance.

Miami Beach

Miami Beach has historically had the strictest regulations, banning short-term rentals in most residential areas. Only properties in designated resort districts may operate legally.

HOA & Condo Association Rules

Even if local law permits short-term rentals, many HOAs and condo associations prohibit or restrict them. Before purchasing a property for rental purposes:

• Review the Declaration of Covenants, Conditions, and Restrictions (CC&Rs)
• Check for minimum lease term requirements (often 30 days or 6 months minimum)
• Understand any rental caps or waiting periods for new owners
• Review amendment history for recent changes to rental policies

Best Practices for Compliance

1. Obtain all required state and local licenses before listing your property
2. Register with the Florida Department of Revenue for tax collection
3. Use a professional property management company familiar with local regulations
4. Maintain comprehensive insurance coverage
5. Keep detailed records of all rentals and tax payments
6. Stay informed about changing local ordinances